Insurance Brokerage

About the business

An independent insurance brokerage operating across the Greater Porto area, placing personal and commercial lines on behalf of a diversified client base. The brokerage holds active agency agreements with six major Portuguese and European insurers, covering auto, home, health, and small business liability products. Roughly 65% of premium volume renews automatically each year, supported by a dedicated client services team of three who manage renewals, claims support, and policy adjustments. The business has grown steadily through local business networking and a modest but effective referral program. The founder, who built the brokerage from a single-person operation, is seeking a buyer to take on the next phase of growth.

Highlights

• Active agency agreements with six major insurers across auto, home, health, and commercial lines
• 65% automatic policy renewal rate, recurring commission base
• Dedicated client services team of three handling renewals and claims support
• Diversified book across personal and commercial lines reduces concentration risk
• Clear growth path through expansion of the commercial liability product line

Full financials