Mortgage & Credit Brokerage

About the business

A mortgage and credit brokerage based in the Algarve, specialising in financing for international buyers purchasing residential property in Portugal. The business works with a panel of nine Portuguese banks to secure mortgage approval for foreign nationals, a segment that requires specialist knowledge of non-resident lending criteria and typically commands stronger broker commissions than domestic lending. English is the primary working language, and the team of four includes native speakers of English, French, and Dutch to match the client base. Leads arrive primarily through referral partnerships with real estate agencies and relocation consultants across the Algarve coast. The founder is relocating abroad and is seeking a full sale.

Highlights

• Specialist focus on non-resident mortgage financing, higher commissions than standard domestic lending
• Panel agreements with nine Portuguese banks covering the non-resident lending market
• Multilingual team of four (English, French, Dutch) matched to an international client base
• Referral partnerships with Algarve real estate agencies and relocation consultants drive consistent lead flow
• Growing demand from foreign buyers continues to expand the addressable market

Full financials